Job Details

Commercial Credit Analyst

Category:

Banking & Finance

Employment Type:

Full Time

Industry:

Mortgages / Lending

Contact Name:

Contact Email:

Contact Phone:

Date Published:

06-Apr-2026

Job Description:

  • Assess and structure property-backed commercial lending deals end-to-end
  • Work closely with senior leadership with a pathway to owning credit decisions
  • Fast-paced, non-bank environment with strong deal flow and real exposure
  • Perigon Group is proud to be partnering with a well-established, Brisbane-based private lender to appoint a Credit Analyst into their commercial credit team.

    This organisation operates in the non-bank lending space and specialises in short-term, property-backed finance for Australian businesses. With strong deal flow and an established broker network, they have built a reputation around speed, certainty of execution, and a highly commercial approach to lending.

    The Opportunity

    This role offers the chance to step into a lean, high-performing credit function where you will work closely with senior decision-makers and gain exposure to the full lifecycle of commercial lending transactions.

    You will be responsible for assessing, structuring and packaging deals, with increasing involvement in presenting and influencing credit outcomes as your capability develops.

    Over time, there is a clear pathway to take on greater ownership within the credit function.

    Key Responsibilities
    • Assess property-backed commercial lending transactions across a range of scenarios
    • Structure facilities aligned to risk appetite, security position and exit strategy
    • Prepare clear, well-reasoned credit submissions for approval
    • Work closely with brokers and internal stakeholders to progress deals efficiently
    • Ensure all submissions are complete, accurate and commercially sound
    • Contribute to ongoing improvements in credit processes and deal flow management
    About You
    • Experience within commercial lending, with exposure to property-backed transactions
    • Strong understanding of credit fundamentals including security, LVR, valuations and risk assessment
    • Ability to analyse financial information and form a clear credit view
    • Comfortable working in a fast-paced, commercially driven environment
    • Strong communication skills, with the ability to articulate and support credit recommendations
    • High attention to detail and ownership of work
    This role will suit someone currently operating in a commercial banking or non-bank environment who is looking to move closer to the deal and develop their commercial judgement.

    The Environment
    • Established private lender with strong market presence
    • High deal flow and a pragmatic, commercial approach to credit
    • Close access to senior leadership and decision-makers
    • Lean team with genuine scope for progression and increased responsibility
    • HQ office in Brisbane 
    Remuneration
    • Competitive base salary with a structured performance review
    • Clear alignment between performance and progression
    If you are looking to step into a more commercially focused credit role with greater exposure and ownership, this opportunity is well worth exploring.
    All applications will be treated with strict confidence.

    Perigon Group is proud to be exclusively recruiting this standout opportunity, for more information or a confidential discussion, please reach out to Haydn Furness via haydn.furness@perigongroup.com.au | (07) 3854 3805
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