Job Details

Commercial Lending Analyst

Category:

Banking & Finance

Employment Type:

Full Time

Industry:

Mortgages / Lending

Contact Name:

Contact Email:

Contact Phone:

Date Published:

30-Dec-2025

Job Description:

  • Commercial credit role with a growing, well-capitalised non-bank lender
  • Broad deal exposure, senior stakeholder access, real influence
  • Ideal for bank-trained analysts wanting agility, growth, and culture
  • This is an opportunity to join a well-capitalised, privately owned non-bank lender that has experienced sustained growth over the past decade. With a strong balance sheet, an entrepreneurial leadership team, and a genuine customer-first mindset, the business is continuing to scale its commercial lending capability.

    If you’re currently in a major bank or large institutional lender and feeling boxed in by process, hierarchy, or limited influence - this role offers a chance to step into a more agile, commercially driven environment where good ideas move quickly and performance is recognised.

    The Opportunity

    This is a newly created role, reporting directly to a senior leader, where you’ll play a hands-on role in assessing and structuring commercial lending transactions. You’ll have real exposure to complex deals, close interaction with decision-makers, and the opportunity to help shape how commercial credit is done as the portfolio grows.

    This role suits someone who enjoys responsibility, wants to broaden their commercial judgement, and values working in a business where culture actually matters.

    What You’ll Be Doing
    • Reviewing commercial loan applications and conducting detailed credit due diligence
    • Writing clear, commercially sound credit submissions covering structure, financial performance, and security
    • Analysing financial statements, tax returns, tax portal data, and supporting documentation
    • Assessing non-standard and non-conforming credit scenarios with sound risk judgement
    • Working closely with senior leadership, credit, legal, and compliance teams
    • Liaising with brokers, customers, accountants, solicitors, and valuers to progress transactions
    • Representing the business professionally across a range of client and broker interactions
    What We’re Looking For
    • 2+ years’ experience in commercial lending or commercial credit assessment
    • Strong understanding of commercial lending products, business structures, and risk frameworks
    • Confidence analysing complex financial and tax information
    • Exposure to non-conforming or outside-the-box lending scenarios
    • Clear written communication skills - you can explain risk and structure without hiding behind jargon
    • A proactive mindset - you take ownership rather than waiting for instruction
    • Tertiary qualifications in Finance, Commerce, Business, or similar (highly regarded)
    Why This Role Stands Out
    • Direct exposure to senior decision-makers - no layers of bureaucracy
    • A genuine chance to influence and grow with a scaling commercial portfolio
    • A culture that values accountability, collaboration, and development
    • Competitive salary and a strong employee benefits program (including wellness initiatives, gym benefits, novated leasing, and more)
    • Long-term career progression in a business that promotes from within
    If you’re ready to move away from rigid bank structures and step into a faster-moving, growth-focused non-bank environment, this role offers both challenge and momentum.

    Perigon Group is proud to be partnered with this confidential client, please reach out to Haydn Furness for more information, or apply using the links provided below.

    haydn.furness@perigongroup.com.au
    (07) 3854 3805
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