Job Details

Senior Credit Analyst

Category:

Banking & Finance

Employment Type:

Full Time

Industry:

Analyst

Contact Name:

Contact Email:

Contact Phone:

Date Published:

12-Mar-2026

Job Description:

  • Assess and structure complex commercial and property-backed lending transactions
  • Provide credit analysis, risk assessment and recommendations on larger deals
  • Work with lending teams to apply pragmatic, commercially focused credit
  • A specialist commercial lender is looking to strengthen its credit capability with the appointment of an experienced Senior Credit Analyst. This role will play a key part in assessing larger and more complex lending transactions within a growing commercial lending business.

    Working closely with the lending and leadership teams, you will bring a depth of credit experience and sound judgement when reviewing and structuring lending opportunities, particularly those secured against property.

    This is an opportunity to join a business operating outside the traditional banking sector, where commercial thinking, flexibility and pragmatic decision-making are valued.

    Key Responsibilities
    • Assess and analyse commercial lending transactions, including property-backed facilities
    • Conduct detailed credit analysis and risk assessment across complex lending proposals
    • Review borrower financials, transaction structures and security arrangements
    • Provide clear and balanced credit recommendations to support lending decisions
    • Work closely with internal stakeholders to structure deals appropriately
    • Apply strong commercial judgement while maintaining responsible lending standards
    About You
    • Significant experience in commercial credit analysis or credit risk
    • Strong exposure to larger lending transactions, ideally involving property-backed lending
    • Solid understanding of commercial and residential property values and lending structures
    • Experience within commercial lending, private lending, non-bank lending or business banking
    • Sound judgement and the ability to apply practical, commercial thinking to transactions
    • A collaborative approach and the ability to work effectively within a growing team
    The Opportunity

    This role offers the chance to join a lender operating in a space where traditional banks often cannot, providing flexible lending solutions and helping bridge funding gaps in the market.

    The business is seeking a seasoned credit professional who brings experience, practicality and strong judgement, while also being a positive contributor to the broader team.

    Salary will be competitive and reflective of the experience required. Please reach out to Haydn Furness at Perigon Group for a confidential discussion, via haydn.furness@perigongroup.com.au
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